Philip Wallace Lowcher is the President of Benefit Exchange of America, insurance services and the founder of NJGroupHealth.com he has over 20 years of experience in the insurance market.

Mr. Lowcher has been a leader in the insurance industry, promoting the advantage of representing multiple insurance companies to provide his clients with quality, competitively priced products and superior services. His innovated ideas help clients achieve the level of benefits they desire at a favorable premium. He personally oversees each and every request to assure your satisfaction.

Mr. Lowcher affiliations include being an active member of the National Association of Health Underwriters. NAHU educates the public and decision makers about the value health insurance professionals deliver in helping consumers access the health care system and, through education and association involvement, increase members' ability to better serve consumers. NAHU does so in a financially prudent and responsible manner.

Mr. Lowcher is also an active member of the National Association of Insurance and Financial Advisors. NAIFA was founded in 1890 as the National Association of Life Underwriters, NAIFA is comprised of 900 state and local associations and represents the interests of 90,000 life and health insurance agents and financial advisors nationwide. Benefits of membership include legislative and regulatory representation, education and training, and networking opportunities. The NAIFA umbrella includes the Division of Financial Advisors and three specialty organizations: the Association for Advanced Life Underwriting (AALU), the Association of Health Insurance Advisors (AHIA) and GAMA International.

Mr. Lowcher resides in Rumson and has been a resident of New Jersey for over forty years. He is well known and respected throughout the business community. He is licensed to transact insurance in over 25 states.